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What we do

Lincoln Finance Ltd is a company registered in England & Wales with a company number of 5655963.
We specialise in providing vehicle and equipment finance and leasing for UK businesses and private individuals.
Our VAT registration number is 874 7886 51.

As well-established vehicle and equipment finance brokers since 2005, we have access to a selected group of lenders who may be able to help you finance your purchase.

Lincoln Finance Ltd are a licensed credit broker, not lender, authorised and regulated by the Financial Conduct Authority - FRN: 717074.
We work with a panel of lenders who may pay us a commission.  The amount of commission varies between lenders.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling procedure.
You can also find information about referring a complaint to the Financial Ombudsmen Service (FOS) at:
www.financial-ombudsman.org.uk.

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Frequently Asked Questions and Social Media

Yes, Lincoln Finance are full authorised and regulated by the Financial Conduct Authority (FCA) - registration no. 717074.
We are also fully members of the National Association of Commercial Finance Brokers and adhere to their strict code of conduct.

Lincoln Finance Ltd are registered on the Information Commissioner's Office (ICO) - Data Protection Register no. Z9301046
Please click on the link below to view our full GDPR and Data Protection Information

We can assist with regulated and non regulated finance products.
These include:-
Hire Purchase, Lease Purchase, Finance Lease, Contract Hire, PCP, PCH, Operating Lease, Refinance, Commercial Loans, Chattels mortgages, Marine Mortgages.

Traditionally, assets suitable for finance should satisfy 3 main criteria:-
1) Be moveable
2) Be easily identifiable
3) Have a residual value
Having said that, the list of assets we can fund is vast, growing  and can often stretch outside the boundaries of the above criteria. We would always suggest that if you have a specific enquiry to speak directly with us over the phone to see if we can help.

Yes, these are normally written on Sale & HP Back or Sale & Lease Back documentation.

  • Improve cash flow and spread the cost of a capital purchase
  • Preserve cash reserves and explore growth opportunities for your business

Please click on the link below to view our current terms of business

We do not charge our clients directly for our services.
Instead, we will receive a fee / commission from the lender if a deal we have secured proceeds.

Please click on the link below to view our complaints procedure.

As we are regulated and authorised by the Financial Conduct Authority (FCA), we able to assist with finance products for both businesses and private individuals.

Get In Touch: 01226 767378